There are many choices when shopping for auto insurance, but not all companies and policies are alike. We at the James Insurance Group provide competitive quotes from multiple top rated insurance carriers. We can help you make sure you have adequate coverage limits and design a policy that’s right for you.
What you should know about the coverages:
Bodily Injury Liability provides coverage if you cause injury in an accident.
Property Damage Liability provides coverage if you damage another vehicle or property.
Personal Injury Protection is also called the “no fault coverage” it covers your medical expenses up to $10,000 if you are injured in a accident.
Uninsured Motorist covers your injuries caused by the other driver in the accident if this driver does not carry adequate coverage on their policy.
Comprehensive covers damage to your vehicle from fire, theft, vandalism, and glass breakage. This coverage is usually required if you have a loan on the vehicle.
Collision covers damage to your vehicle caused by a collision with another vehicle or object. This coverage is also usually required if you have a loan on the vehicle.